Understanding “Agency” Loans

Understanding “Agency” Loans

What Are Agency Loans? Agency loans are types of mortgage loans that are guaranteed by government-sponsored enterprises (GSEs) such as Fannie Mae, Freddie Mac, and Ginnie Mae. These entities do not directly offer loans to consumers, but they do purchase and guarantee...
Sales Growth Through Consumer Financing

Sales Growth Through Consumer Financing

Selling direct to end consumers is a solid way to capture margin and reduce the sales pipeline. B2C interactions are also a great way to build community, especially if you operate locally through a brick-and-mortar shop. The success of a B2C business, however, varies...
Recent bank closings: What they mean in today’s lending market.

Recent bank closings: What they mean in today’s lending market.

April saw 2024’s first bank failure when Republic First bank closed on April 26. The bank failed to reach an agreement with The Norcross-Braca Group, which, in September 2023 committed to invest $35 million if the bank submitted its report and scheduled required...