Fueling Daily Operations and Sustained Growth
Credit Building
Credit builder loans help you improve your business credit score in order to increase the quality of loan terms and your access to business credit. No matter your short or long-term financing goals, Obtiens Capital can help you strengthen your financing position.
Understanding Your Financing Options
What is a Credit Building Loan?
Credit building loans are financial tools designed to help you establish or improve your business credit score. Unlike traditional loans, these loans are structured to help businesses and business owners with little to no credit history, those seeking to expand the capacity of their borrowing, or those looking to rebuild a poor credit rating.
When you take out a credit builder loan, the borrowed amount is held in a secure account and only released to you after the loan is fully repaid. This guarantees the loan while you demonstrate consistent, timely payments, which are reported to the credit bureaus, positively impacting your credit profile.
Credit building loans are often offered by credit unions, community banks, and online lenders, but you don’t have to pursue the best rates and terms alone. We help you find the right type of credit builder loan to support the growth of your financing. They serve as an accessible option for individuals seeking financial independence and improved creditworthiness, paving the way for future borrowing opportunities.
Understanding Your Financing Options
Take Control of Your Financial Future
Business financing comes in a lot of flavors. Often, the best terms and conditions come with the requirement of a personal guarantee, and a pull of your personal credit. But that’s not always the case. Our approach to financing is to find you financing today that strengthens your future position, such as credit building loans. Sometimes that includes building your your personal credit, and other times it means focusing on how your business positions itself. Often, our work can include a bit of both.
We’ll provide you a no-obligation assessment of available financing and propose a pathway to improve your access to capital for credit building in Jacksonville and across Florida.
Maximizing Your Financial Resources
How to Effectively Apply Credit Building Loans
We help you find that the lender will report your payments to the appropriate business credit bureaus as consistent reporting is for improving your credit score. Together, we assess the loan amount and repayment duration to select terms that are manageable and that will help you meet your objectives. Once you’ve chosen a lender, we help you package the application and submit the loan request.
Part of the planning process is to structure a regular payment routine. Automating payments or setting reminders can help you stay on track and avoid missed deadlines, ensuring the loan achieves its intended purpose of building or improving your credit. By approaching the process thoughtfully, you can maximize the potential of a credit builder loan as a stepping stone toward stronger financial health. Reach out to Obtiens Capital. We can help.
Streamlined Steps to Your Loan Approval
How It Works
Free Consultation
Start with a no-obligation consultation where we assess your credit, your business, and ways to financing.
Customized Plan
Receive a tailored plan with recommended strategies to improve your personal and business credit.
Implementation
Actualizing the plan may sometimes involve credit builder loans from our team or credit builder programs.
Credit Monitoring
We’ll help you maintain access to the credit you need, so you have capital when opportunity strikes.
Get Started Today
Don’t let high rates and financing barriers stand in your way any longer. Contact Obitens Capital today for your free consultation and take the first step towards a healthier financial future.
Call us at (833) 3-OBTIENS or fill out our online form to get started.
By entrusting us with your Jacksonville, Florida credit building needs, you’re investing in your future financial health and freedom. Together, we can pave the way for a brighter tomorrow.