Powering Your Business with the Right Tools

Equipment Loans

Understanding Your Financing Options

Lending Overview

Enterprises across industries rely on equipment to execute. However, acquiring high-quality equipment can be capital-intensive. Astute business leaders leverage equipment loans and leases as strategic financing vehicles to mitigate high upfront costs. Equipment financing empowers businesses to promptly acquire equipment without depleting working capital. For long-lived assets, 10-year equipment loans optimize capital allocation and render heavy machinery affordable. When equipment needs are short-term, equipment leases offer the agility to upgrade rapidly. Additionally, sale-leasebacks unlock capital while retaining equipment usage. Under a new lease, the equipment remains on-site, and businesses receive a cash infusion. Repairs, maintenance, and upgrades may also be incorporated within the customized lease structure. Effortlessly finance your organization’s next equipment acquisition by consulting with an experienced broker.

Maximizing Your Financial Resources

How to Effectively Apply Funds

Equipment financing, including loans and leases, is commonly used to acquire new or pre-owned business equipment. This equipment encompasses various resources, ranging from copy machines to heavy-duty industrial presses. Technology-related assets such as computer networks, software licenses, and telecommunications systems can also be financed through equipment loans sourced in Jacksonville, Florida. Equipment financing serves as a source of working capital as well, enabling businesses to unlock the untapped value of their equipment assets. Consult with your broker to explore options such as equipment-based hard money loans and sale-leasebacks to access immediate cash for your business. Working with a broker also increases your changes for loan approval.

Streamlined Steps to Your Loan Approval

Our Process

PRE APPROVAL

We evaluate your business based on your unique operating structure and objectives. You’ll receive financing options based on what it is you want to achieve.

LOAN SELECTION

Together we will hone in on the options and pathways to capital that make sense. We vet multiple lenders to match you with the right money.

PATH TO CLOSE

Whether your loan is fast-closing or carefully vetted, we work with you and your lender to package it and facilitate a smooth close to shorten your time to funding.

Tailored Financing for Every Need

Enhance Operations with Essential Equipment

Whether upgrading outdated machinery or expanding operational capacity, our equipment loans in Jacksonville and across Florida provide the financial support you need. Take advantage of our versatile financing options to keep your business competitive and innovative.

Equipment Loans, Jacksonville, FL

An equipment loan enables businesses to save on capital outlay while onboarding tech and machinery so they can increase productivity and outcompete their contemporaries. Whether you need cutting-edge manufacturing tools, advanced computer systems, or specialized machinery, these loans provide the financial flexibility to acquire vital assets without depleting cash reserves. Equipment loans are particularly beneficial for maintaining cash flow and avoiding large upfront costs, enabling businesses to allocate resources more efficiently. These loans often come with favorable terms and repayment schedules tailored to match the lifespan and usage of the equipment. By partnering with a qualified broker, you can navigate the diverse lending options available, ensuring you secure the most competitive rates and terms suited to your specific needs. Embracing the potential of an equipment loan allows your business to stay ahead of technological advancements, driving sustained growth and operational excellence.

Equipment Lease

When it’s more cost-effective to acquire equipment for the short term, leases are a better way to finance. Equipment leases provide businesses with the flexibility to use necessary assets without the long-term commitment associated with ownership. This approach allows companies to maintain updated and efficient machinery without the concerns of depreciation and obsolescence. Leases enable businesses to maintain maneuverability in their equipment assets without the hassle of resale, maintenance, or repair costs. Moreover, leasing often requires lower upfront payments, which helps conserve cash flow for other operational needs. By working with a knowledgeable broker, you can explore and customize your next equipment lease to suit your specific requirements, ensuring that your business remains competitive and agile in a fast-paced market.

Sale-Leaseback

Sale-leaseback arrangements offer businesses a strategic way to unlock the value of their existing equipment assets by converting them into immediate working capital. This financial strategy involves selling your equipment to a buyer and then leasing it back from them, ensuring that you can continue to use the equipment as usual. This approach not only provides a significant cash infusion but also avoids the disruptions associated with losing essential assets. Furthermore, sale-leasebacks can improve balance sheet metrics by converting a depreciating asset into cash while maintaining operational continuity. By partnering with an insightful broker, you can assess the fair market value of your equipment and negotiate a lease agreement that aligns with your business’s financial goals, keeping your operations smooth and uninterrupted.

Invest Smart, Grow Fast

Advantages

Equip your business with the latest technology and machinery without the upfront financial burden. Our equipment loans offer low-interest rates and flexible repayment terms, making it easier to maintain cash flow and invest in other areas of your business.

Preserve cash flow

Cash in on tax benefits

Access the latest tech

Enjoy a predictable payment schedule

Answers to Your Key Questions

FAQ’s

Q. How much money can I get for my equipment?

In a sale-leaseback transaction, you can receive up to 100% of the equipment’s current market value in cash. This allows you to free up the equity stored in the equipment asset without having to eliminate it from your workflow. 

Q. Can I finance used equipment?

Yes, most lenders in our network work with both new and used equipment for commercial and industrial leasing. To discover which offers the best value for your money, consult with a broker today. 

Q. Can I go directly to a dealer for an equipment loan?

While some dealers do offer direct financing, they often use a third party to handle the loan. You may not have access to this lender if you have questions or problems and they typically won’t customize the loan for you. Working with a broker allows you to find the best pricing from lenders you can trust. 

Q. What’s the difference between renting and leasing equipment?

Renting equipment gives you access to it for a specified amount of time, often a week or two. You must return the equipment when you’re finished with it. Leasing equipment allows you to keep equipment on site for the term of the lease, which can be several months or several years. You aren’t required to return it until your lease term is up. If you have more questions about equipment financing, speak with a broker today. 

Apply For Funding Today

Our no-obligation pre-approval gives you the information you need to know about loan types and options to help you move ahead, even if you’ve been denied elsewhere.